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Medicare65forU

We are an independent agency dedicated to educating seniors and their families on all types of Medicare options. For over 35 years our agents have been helping individuals with their health insurance needs.

Our Goal

Our Goal is help you decide which plan is best for you.

Medicare options can be confusing, we are here to help you simplify that decision and chose the plan that fits your needs and is right for you. 

Grow Your Vision

We do not offer every plan available in your area. Any information we provide is limited to these plans we do offer in your area. Contact Medicare.gov or 1-800 Medicare to get information on all your options

Medicare Insurance Plans

plans

Medicare
Supplement Plans

Medigap

There are ten (10) supplement insurance plans standardized by the federal government. Each is labeled with a letter. Every plan with the same letter offers the same benefits, no matter what state it is offered in or by which insurance company. Massachusetts, Minnesota and Wisconsin have different plans. The level of coverage varies. There are standardized plans that cover most all your Medicare deductibles, co payments and coinsurance, while others leave some costs for you to pay on your own. Medicare supplement plans provide nationwide coverage.

Medicare
Advantage Plans

Medicare Part C

There are different types of Part C plans. Some plans have provider networks that you need to use. These plans are offered by private insurance companies approved by Medicare. Your choices vary depending on where you live. Coverage and costs beyond the standards set by Medicare vary from plan to plan. You must be enrolled in both Part A and Part B to be eligible for Part C plan.

Medicare Advantage is an "all in one" alternative to Original Medicare. These "bundled" plans include Part A, Part B, and usually Part D.

Plans may have lower out-of-pocket costs than Original Medicare.

In many cases, you'll need to use doctors and other providers who are in the plan's network and service area for the lowest costs.

Most plans offer extra benefits that Original Medicare doesn't cover-like vision, hearing, dental, and more.

Drug Coverage

Medicare Part D

All plans must cover a wide range of prescription drugs that people with Medicare take, including most drugs in certain protected classes," like drugs to treat cancer or HIV/AIDS. A plan's list of covered drugs is called a "formulary/' and each plan has its own formulary. Many plans place drugs into different levels, called "tiers," on their formularies. Drugs in each tier have a different cost. For example, a drug in a lower tier will generally cost you less than a drug in a higher tier.

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Scope of Sales Appointment Confirmation Form

Signing a Contract

Medicare Insurance benefits

In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.

These Plans Have Eligibility Requirements, Exclusions, And Limitations. For Costs And Complete Details (including Outlines Of Coverage), Call A Licensed Insurance Agent/producer At The Toll­ Free Number Shown.

This is a solicitation of insurance. A licensed insurance agent/producer may contact you.

Not connected with or endorsed by the U.S. Government or the federal Medicare program.

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Contact Us

Phone number

203-856-4237

Location

10 Byington Place

Norwalk, CT 06850

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